Mortgages

Mortgages


We can assist you with a comprehensive range of first charge mortgages, and being independent, we have access to the entire marketplace, allowing us to research and locate the most suitable lender for your needs and criteria. 


How can we help:

  • Mortgages for the employed and the self-employed
  • Buy to Let*
  • Self-build mortgages
  • Second homes / holiday homes in the UK
  • Mortgages for Expats
  • Commercial Mortgages*
  • Holiday homes abroad


First-time buyers


Whether you’re taking your first step onto the property ladder, or you’re a parent helping your child to buy their first home, we can find the right mortgage for you. We will manage the application process from start to finish, making the process as stress free as possible for you.


Know your options


Buying a new home can be a daunting and sometimes stressful process and we help guide you through the maze of options – fixed rate or tracker, flexible or offset – and support you every step of the way, from application to completion. 


Remortgaging


You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. 


Specialised Lending


If you've got current issues or you've had issues in the past, getting a mortgage or remortgage may seem impossible.  Sometimes it's not always possible to do exactly what you'd like to do but that doesn't mean all hope is lost.  There are lenders outside of the mainstream that can assist.  You may be a Mortgage Prisoner, perhaps you've had Defaults, CCJ's, a Discharged Bankruptcy, IVA, or Debt Management Plans.  Whatever your circumstances we know at times your situation may feel desperate and there is no end in sight, but we may still be able to assist.  The first step to start moving in the right direction is to talk to us - we will assist in trying to find the right solutions to help you get back to where you want to be.


Your home or other property may be repossessed if you do not keep up repayments on your mortgage. 

* Commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority. 

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